ASSET ALLOCATION STRATEGY’S MISSING PIECE: ASSET LOCATION
Asset Allocation has been part of the investment professional’s asset management strategy for decades. More recently, a considerable amount of attention has been focused on a natural extension of that approach: Asset Location. KEY TAKEAWAYS Asset location is an investing
Key Person Insurance: Lessons from Aaron Rodgers
If you’re a football fan, you likely remember the collective gasp when Aaron Rodgers of the Jets went down with a season-ending injury mere moments into the first game of the year. Beyond the disappointment for the team and its
Navigating Sequence of Returns Risk in the Retirement Red Zone
In the world of financial planning and retirement strategies, one topic that often takes center stage, especially when dealing with clients in the retirement red zone (the critical five years before and after retirement), is Sequence of Returns Risk. Understanding
Understanding Taxable Equivalent Yield
When it comes to investing, a key consideration is the yield (or return) expected on investments. It’s important to understand that not all yields are created equal, especially when taxes are involved.
The Role of Risk Premium in Financial Planning
In this blog, we’ll explore risk premium with a focus on Multi-Year Guaranteed Annuities (MYGAs), using a case study to illustrate their importance in a diversified portfolio. Risk premium represents the extra return demanded by a planner when opting for a high-risk investment instead of a risk-free one.
RETIREMENT INCOME PLANNING: How the Rules of Investing Change
While Asset Allocation continues to serve long-term growth investors well, the approach was not designed to address the unique needs of the 21st-century retirement income investor. When first introduced by economist Harry Markowitz as ‘Modern Portfolio Theory’ in 1952, the concept