Navigating Sequence of Returns Risk in the Retirement Red Zone

In the world of financial planning and retirement strategies, one topic that often takes center stage, especially when dealing with clients in the retirement red zone (the critical five years before and after retirement), is Sequence of Returns Risk. Understanding and effectively managing this risk is paramount to ensuring your clients’ financial security during their […]

A Fragile Decade: Are You Addressing the Sequence of Returns Risk with Your Clients?

A man sits at a table with blocks in a line. His hand intersects a line of block stopping the flow of blocks cascading, implying sequence risk protection.

You guide your clients through plenty of risks as they prepare for retirement. After all, retirement is a long game that has many parts to manage, such as taxes, health care costs, inflation, and market risk. When it comes to investing, it’s understood that actual returns will vary significantly from year to year depending on […]