SECURE ACT 2.0 – 4 THINGS YOU NEED TO KNOW NOW
In December 2019, the original SECURE Act was passed, bringing significant changes to the post-death tax treatment of qualified retirement accounts. Now, in its new Final Regulations of the SECURE Act 2.0 issued on July 18, 2024, there are more
A Solution for Stability
As we wrap up 2024, it’s clear the Indexed Universal Life (IUL) market continues to gain serious traction. LIMRA recently reported that the IUL market saw $3.7 billion in new premium in 2024 alone, with a significant portion directed toward
Tap into a Market of Millions: Unlocking the Potential of Federal Employee Benefits for Advisors
KEY POINTS Massive Untapped Market: Federal employees, nearly 3 million in number, represent a largely underserved audience in financial and retirement planning, presenting a unique opportunity for advisors. Unique Financial Challenges: Many federal employees mistakenly believe their retirement is fully
‘Tis the Season to Talk Life Insurance and Long-Term Care
Autumn ushers in the holiday season — a perfect opportunity to revisit important conversations about insurance reviews and long-term care (LTC). Regular policy reviews ensure that your clients’ financial strategies evolve alongside their lives. Reviews before the holidays give your
THE PERFECT STORM: Why Now’s the Ideal Time for Annuity Refinancing
As a financial advisor, you’re no stranger to the changing tides of the market, and right now we’re in what many are calling a “perfect storm” for annuity refinancing. With interest rates much higher than just a few years ago,
FROM INTEREST TO ACTION: Unlocking Client Motivation
As a financial professional, answering this question is critical to your success, maintaining a strong mindset, and protecting your most valuable asset, your time: “Interested or Motivated?”. Interest drives a lot of deal activity. But by itself, it never drives