Rescuing a Bank Loan from Rising Interest Rates

IUL AS A REFINANCING TOOL IN A RISING RATE ENVIRONMENT  With the cost of capital increasing dramatically as interest rates have risen, many commercial loans now have terms that are far less favorable, if not punitive. Fortunately, clients with life

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NEW DOL FIDUCIARY RULE HIGHLIGHTS

On April 23, 2024, The U.S. Department of Labor (“the DOL”) issued their latest changes to the definition of an ERISA Investment Advice Fiduciary (“Fiduciary”), and updated several Prohibited Transaction Exemptions (“PTEs”) including PTE 2020-02 and PTE 84-24. The insurance,

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Understanding Taxable Equivalent Yield

When it comes to investing, a key consideration is the yield (or return) expected on investments. It’s important to understand that not all yields are created equal, especially when taxes are involved.

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