The Call Your Client Is Going to Get Anyway
Money in Motion The information about a maturing annuity reaches your client either way. Here is a three-step method for finding, matching and moving the contracts coming due in your book. Step 1 Find it Every contract from 2023 or earlier, sorted by call date. Step 2 Match it Three questions that point to a […]
The 6% Question
A five-year contract is earning 6%. How much more would you need to expect from equities to take the risk instead? 6.00% Guaranteed each year for five years, available today from A-rated carriers + ? The extra return you’d require for accepting market risk = ? What equities must earn, every year, to have been […]
Understanding Taxable Equivalent Yield
When it comes to investing, a key consideration is the yield (or return) expected on investments. It’s important to understand that not all yields are created equal, especially when taxes are involved.