Sequence Of Returns Risk
TURNING RISK INTO OPPORTUNITY Markets are unpredictable (shocking… right?). They soar one year and tumble the next. For retirees drawing, or about to draw, income from their portfolios, this unpredictability isn’t just inconvenient; it’s dangerous. It’s called Sequence of Returns Risk, and it can shatter retirement dreams if not addressed properly. But what if you, […]
THE PERFECT STORM: Why Now’s the Ideal Time for Annuity Refinancing
As a financial advisor, you’re no stranger to the changing tides of the market, and right now we’re in what many are calling a “perfect storm” for annuity refinancing. With interest rates much higher than just a few years ago, surging market values, and evolving product features, there has never been a better time to […]
Navigating Sequence of Returns Risk in the Retirement Red Zone
In the world of financial planning and retirement strategies, one topic that often takes center stage, especially when dealing with clients in the retirement red zone (the critical five years before and after retirement), is Sequence of Returns Risk. Understanding and effectively managing this risk is paramount to ensuring your clients’ financial security during their […]