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The market can deliver exactly the average you promised your client — and still wipe them out. All it takes is for the bad years to arrive in the wrong order. That’s sequence-of-returns risk, and
A five-year contract is earning 6%. How much more would you need to expect from equities to take the risk instead? 6.00% Guaranteed each year for five years, available today from A-rated carriers + ? The extra return you’d require for accepting […]
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DMI, an independent marketing organization, was founded in 1989 to provide financial professionals three dynamic elements for success: marketing services, sales consulting and operations.
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